If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Greta Ma

Loan Officer

Phone: (415) 379-0886

NMLS#: 2523421

License states: Pennsylvania, California

Spoken Language: English, Cantonese Chinese

Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

218+

Number of Lenders

9269+

(Avg. 5.0)
Google Reviews

1469+

Loan officers

Licensed states

What makes us different?

Lenders

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Loan Factory

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

Other brokers

Provide customized, real-time rate quotes
Immediate notification of any market rate movements
Comprehensive rate comparisons across all lenders

218 Lenders in our platform

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